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What Is the Minimum Investment to Qualify for an E-2 Visa and How to Make Sure Your Application Is Successful

  • Writer: Aynur Baghirzade
    Aynur Baghirzade
  • Jul 30
  • 4 min read

The E-2 visa is a powerful gateway for investors from treaty countries who wish to live and work in the United States by investing in a business. Unlike the EB-5 visa, the E-2 does not require a set minimum investment amount—however, your investment must be considered substantial in proportion to the business you are launching or purchasing. This guide explains everything you need to know about the E-2 visa: from minimum investment strategies to maximizing your chances of success.

E-2 Visa

What Is the E-2 Visa?

The E-2 non-immigrant investor visa allows nationals of specific treaty countries to enter and work in the U.S. based on a substantial investment in a bona fide enterprise. Unlike permanent residency, it is a renewable visa and doesn't automatically lead to a green card, but it does provide a stable platform for long-term business operations in the U.S.


Purpose of the E-2 Visa

The E-2 visa is designed to stimulate the U.S. economy by encouraging foreign nationals to invest in and manage U.S.-based enterprises. This not only creates jobs but also brings innovation, global partnerships, and economic development to local communities.


Who Is Eligible?

To qualify for the E-2 visa, you must meet the following criteria:

  • Be a national of a treaty country with which the U.S. maintains a treaty of commerce.

  • Invest or be actively investing a substantial amount of capital in a real operating U.S. business.

  • Enter the U.S. solely to develop and direct the enterprise.

  • Prove that the business is not marginal (it must generate more than just enough income to support your family).


Minimum Investment: What Is Considered “Substantial”?

One of the most common misconceptions about the E-2 visa is the belief that there's a fixed dollar amount required. The U.S. government does not define “substantial” with a specific number. Instead, they evaluate your investment based on:

  • The cost of the business.

  • Your financial commitment relative to the total cost.

  • Whether the amount invested ensures your commitment to the enterprise.

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Common Investment Amounts

Although there is no set minimum, successful E-2 applicants typically invest:

  • $100,000 or more for traditional brick-and-mortar businesses.

  • $50,000–$99,000 for service-based or online businesses (with strong supporting documentation).

Proportionality Test

USCIS applies a “proportionality test” comparing the investment amount to the total cost of starting or buying the business. The lower the cost of the business, the higher the percentage of investment required.

Example:

If your business costs $100,000, investing $90,000 is considered more “substantial” than investing $90,000 into a $500,000 business.

Business Types That Qualify and Influence the Minimum Investment

Choosing the right business is essential. The type of business you select will influence how much investment is required. Some of the best types include:

1. Franchises

Turnkey franchises are ideal because they offer proven models. Franchises like food chains, fitness centers, and cleaning services often fall in the $100,000–$200,000 range.

2. Service Businesses

Digital marketing firms, consultancy, IT services, and tutoring businesses can require as little as $50,000–$75,000, depending on expenses like office space, equipment, and staffing.

3. Retail Shops

Boutiques, grocery stores, and gas stations typically need $100,000+ investments, depending on location and setup costs.

4. Online Businesses

E-commerce brands or SaaS startups might require less capital but demand more documentation to prove legitimacy and growth potential.


The E-2 Application Process: Step-by-Step

Step 1: Prepare a Business Plan

A strong business plan is key. It should outline:

  • Business concept

  • Market analysis

  • Hiring plans

  • 5-year financial projections

  • Investment breakdown

Step 2: Incorporate Your Business in the U.S.

You’ll need to form a legal entity—LLC or corporation—register it with the state, and open a U.S. business bank account.

Step 3: Transfer Funds and Start Spending

The funds must be “at risk,” meaning committed to the business. You should spend on:

  • Equipment

  • Office space

  • Initial inventory

  • Legal and consulting fees

Step 4: Submit DS-160 and DS-156E Forms

These forms are submitted to the U.S. embassy or consulate in your home country.

Step 5: Attend Your Visa Interview

You will be asked to explain your business, investment source, and plans.

Tips for a Successful E-2 Visa Application

  1. Document EverythingShow evidence of your investment: wire transfers, invoices, contracts, leases, and receipts.

  2. Avoid Passive InvestmentsYou must be actively involved in managing the business. Passive investments like stocks or real estate don’t qualify.

  3. Show Job Creation PlansEven though there's no specific number of jobs required, demonstrating intent to hire U.S. workers strengthens your case.

  4. Hire Experienced Legal CounselFirms like Accura Immigration Law Firm specialize in E-2 visa cases and guide you through every step—ensuring your investment meets all legal standards.

About Accura Immigration Law Firm

Accura Immigration Firm is a leading U.S.-based immigration law firm providing expert assistance in E-2 visa petitions. With deep experience in business immigration, their team helps clients:

  • Prepare solid business plans

  • Structure compliant investments

  • Avoid common E-2 visa mistakes

  • Navigate embassy interviews successfully

Their legal experts stay updated on policy changes and offer personalized attention tailored to your goals.

Whether you’re starting a consultancy or purchasing a franchise, Accura Immigration Firm ensures your case is compelling, complete, and compliant.

Real Case Examples

Case 1: Small Consulting Startup

A Pakistani national invested $65,000 into a digital marketing agency. With a strong business plan, a U.S. office lease, and contracts in place, the visa was approved.

Case 2: Franchise in Florida

An investor from the UK purchased a $150,000 cleaning franchise. He employed three U.S. workers and had a five-year growth plan. Visa granted in two weeks.

FAQs

Q: Can I bring my family under the E-2 visa?Yes, your spouse and children under 21 can join you. Spouses can apply for work authorization.

Q: How long is the E-2 visa valid?Validity depends on your home country—ranging from 3 months to 5 years. It is renewable indefinitely as long as the business remains operational.

Q: Can I apply for a green card later?While the E-2 does not directly lead to a green card, many investors later adjust status through EB-5, EB-1C, or marriage-based paths.

Conclusion

The E-2 visa is a valuable opportunity for investors looking to build a life and business in the United States. By understanding what constitutes a substantial investment and ensuring your application is supported with thorough documentation, you can increase your chances of success. Whether you’re launching a tech startup or buying a franchise, expert guidance is key—and that’s where Accura Immigration Law Firm can make the difference.

 
 
 

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